Why do we recommend that you FREEZE “the ability” for your credit to be checked without your knowledge or approval? The main reason is because if you learn from other people’s situations, then you don’t have to go through it yourself, especially, the ones you don’t want happening to you. Sometimes, they can happen and […]
Why Negative Reports are not helping the actual essence of a credit report and credit score? It doesn’t matter if your credit score is high, because if you have outstanding reports that show you have unresolved matters, it’s questioned, and it does put a brake in the process of which you are trying to process. […]
The idea of making it difficult for your credit report to be easily checked along with notifications and alerts about the actual checking process is a good idea to implement if it has already not been done. Look into it.
In today’s world, if you have money, then that’s enough to make your purchase. The only time your credit score really matters is when you’re going to take a loan from a bank. You don’t need to worry about your credit score if you’re paying all cash for a purchase. So, in most situations, when […]
Whenever you use your credit card, you are basically requesting to borrow money instantly in exchange for disclosing your location, types of purchases you make and promise that you will pay the bill when received in your monthly credit card statement. If you are like Steve Jobs who changes his car every 6 months, then […]
It is highly likely that one or more bureaus have errors or missing information which is providing you a different score than the others, and so what you want to do is check to make sure your report is clear of errors and you may want to submit evidence to the lower score credit bureau […]